Astute Extras Protect
Astute Extras Protect is our top stand-alone extras cover and offers benefits towards an extensive range of extra health care services. If you prefer a full range of benefits, then Astute Extras Protect is your best choice.
Examples of benefits are included in the extras benefit comparison and where applicable annual limits are per person covered per calendar year unless otherwise specified.
A calendar year runs from January to December.
Astute Extras Protect is our top stand-alone extras cover and can be taken on its own if you only need extras cover, or you can tailor your own hospital and extras package by combining Astute Extras Protect with a hospital cover from our stand-alone hospital range.
If you prefer a full range of benefits, then Extras Protect is your best choice.
Astute Extras Protect
Comprehensive option (to keep you and your family protected) |
|
Extras Plan | Level of Extras cover |
Astute Extras Protect | Comprehensive |
Extras benefits included in Astute Extras Protect
Examples of benefits are included in the table below and where applicable annual limits are per person covered per calendar year unless otherwise specified. A calendar year runs from January to December. Benefits are only payable when rendered by a practitioner in private practice who is registered by the underwriter St Lukes. You should contact the fund to ensure your provider is registered before undergoing treatment.
Please note that benefits listed below are from April 1, 2024.
Extras Benefits
General Dental
Waiting period: 2 Months
Major Dental
Waiting period: 12 Months
Orthodontics (inc. in Major Dental limit)
Waiting period: 12 Months
Physiotherapy
Waiting period: 2 Months
Exercise Physiology
Waiting period: 2 Months
Approved Group Exercise Physiology Sessions
Waiting period: 2 Months
Antenatal/Post-Natal
Waiting period: 2 Months
Lymphedema Treatment
Waiting period: 2 Months
Eye Therapy
Waiting period: 2 Months
Pharmacy
Waiting period: 2 Months
Dietetics, Nutrition and Diabetes Education
Waiting period: 2 Months
Occupational Therapy
Waiting period: 2 Months
Speech Therapy
Waiting period: 2 Months
Home Nursing
Waiting period: 2 Months
Podiatry
Waiting period: 2 Months
Audiology
Waiting period: 2 Months
Acupuncture
Waiting period: 2 Months
Chinese Herbal Medicine
Waiting period: 2 Months
Remedial Massage
Waiting period: 2 Months
Myotherapy
Waiting period: 2 Months
Osteopathy
Waiting period: 2 Months
Chiropractic
Waiting period: 2 Months
Clinical Psychology
Waiting period: 12 Months
Counselling
Waiting period: 12 Months
Health Appliances and Aids
Waiting period: 12 Months
Health Management
Waiting period: 3 Months
Optical
Waiting period: 6 Months
Approved Group Physiotherapy Sessions
Waiting period: 2 Months
Social worker
Waiting period: 12 months