Rapid Antigen Test Benefit

We have increased the maximum benefit to $20 per eligible Extras policy, available until Decemeber 2022 to assist with the cost of purchasing rapid antigen test kits.

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We offer benefits for telehealth consultations

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Health Insurance made easy

“We know the world of Health Insurance can appear complicated and overwhelming. At Astute Simplicity Health we have developed an easy to understand range of products to meet your family’s health care needs”.

– Alastair Lynch: Brisbane Lions Triple Premiership Player

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Special Offer!

Join or switch to Hospital and Extras and receive two weeks free, and the waiver of the 2, 3 and 6 month waiting periods on extras!

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1 RAT kits benefit for members
2 Benefits for telehealth consulations
3 Health Insurance made easy
4 Special Offer!

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Exclusive Features and Benefits

A 5% discount for Astute customers across a range of hospital and extras covers.  Payment is easy by direct debit fortnightly or monthly. Contact us today to find out more! 

For the whole family at your choice of dentist! This includes examinations, x-rays, scale and clean, or fissure sealing^.
 

No excess on same-day hospital stays for adults on gold hospital products. Also, no excess on hospital stays for children covered on the policy#.

No waiting periods apply when switching to an equivilent level of cover, providing all waiting periods have been served with your previous insurer.

Astute Simplicity Health Claiming App

The Astute Simplicity Health claiming app makes claiming easy!

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Health Insurance

At Astute Simplicity Health, we’ve got you covered. We want you to have greater control and more choice to meet your health care needs. Astute Simplicity Health has a range of hospital, extras and packaged covers that have been specifically designed for you and your family.

Hospital Cover

Our hospital products provide top private hospital cover with a range of options to help you choose the right cover for you and your family.

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Extras Cover

Our extras cover provides benefits for services not covered by our hospital covers or by Medicare.

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Call today on 1300 090 960

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Underwritten by St.LukesHealth
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Disclaimers

These products are underwritten by St Luke's Medical and Hospital Benefits Association ACN 009 479 618 (St.LukesHealth), a registered private health insurer, [trading as Astute Simplicity Health] and members are introduced by Astute Financial Management Pty Ltd or related entities (collectively known as Astute) for which Astute receives a commission.

* The discount cannot be combined with other discounts available under other arrangements between St.LukesHealth and other alliance partners. The discount quoted is off the gross St.LukesHealth premiums. Direct debit is the only payment method available to Astute Simplicity Health members.

^ For some preventative dental items on selected products. Annual limits, fund rules and waiting periods apply. Under Gap Free Preventative Dental we pay 100% of your dentists regular fee up to a maximum benefit for each service.

#Selected products are Packaged Astute Gold 250, Packaged Astute Gold 500, Astute Top Hospital Gold 250, Astute Top Hospital Gold 500