Health Insurance

At Astute Simplicity Health, we’ve got you covered. We want you to have greater control and more choice to meet your health care needs. Astute Simplicity Health has a range of Hospital and Extras covers that have been specifically designed for you and your family.

Hospital Cover

Our hospital products provide top private hospital cover with a range of options to help you choose the right cover for you and your family.

  • Astute Gold Hospital 250
  • Astute Gold Hospital 500
  • Astute Gold Hospital 750
  • Astute Silver Plus Hospital 250
  • Astute Silver Plus Hospital 500
  • Astute Bronze Plus Hospital 250
  • Astute Bronze Plus Hospital 500

Extras Cover

Astute Simplicity Health offers benefits towards the cost of an extensive range of other healthcare services not covered by our Hospital cover or by Medicare. Extras products include:
  • Astute Extras Protect
  • Astute Wellbeing Extras


Want to find out more?

Call today on 1300 090 960

Underwritten by St.LukesHealth


These products are underwritten by St Luke's Medical and Hospital Benefits Association ACN 009 479 618 (St.LukesHealth), a registered private health insurer, [trading as Astute Simplicity Health] and members are introduced by Astute Financial Management Pty Ltd or related entities (collectively known as Astute) for which Astute receives a commission.

* The discount cannot be combined with other discounts available under other arrangements between St.LukesHealth and other alliance partners. The discount quoted is off the gross St.LukesHealth premiums. Direct debit is the only payment method available to Astute Simplicity Health members.

^ For some preventative dental items on selected products. Annual limits, fund rules and waiting periods apply. Under Gap Free Preventative Dental we pay 100% of your dentists regular fee up to a maximum benefit for each service.

#Selected products are Packaged Astute Gold 250, Packaged Astute Gold 500, Astute Top Hospital Gold 250, Astute Top Hospital Gold 500