Astute Gold Hospital 500 provides top private hospital cover, which can be taken as a stand-alone hospital product if you only need hospital cover, or you can tailor your own combined hospital and extras package by combining Astute Gold Hospital 500 with our Extras products. With an excess, you are effectively reducing your premium and saving money.
Astute Top Hospital Gold 500 is top private hospital cover with an excess. The excess only applies to adults who are hospitalised overnight. It does not apply to same-day hospital treatment or to children covered by the policy. With an excess, you are effectively reducing your premium and saving money.
For information on waiting periods, including pre-existing conditions click here.
For information on exclusions, restrictions and/or excesses refer to our membership conditions.
A full list of the private hospitals and day hospital facilities that are contracted with the underwriter St.LukesHealth is available here.
To find out more about pricing, please click here.