Special Offer – Two Weeks Free

Terms and Conditions – Join hospital and/or extras and receive two weeks free and the waiver of the 2, 3 and 6 month waiting periods on extras cover.

  1. These terms and conditions apply to the Promotion which is “Join hospital and/or extras and receive two weeks free and the waiver of the 2, 3 and 6 month waiting periods on extras cover.” 
  2. The Promotion is Eligible members who join a hospital and/or extras cover receive the following two weeks free and the waiver of the 2, 3 and 6 month waiting periods on Extras cover. Extras waiting periods greater than 6 months still apply. All hospital waiting periods still apply.
  3. Where an Eligible member transfers from another health insurer any annual limits used with the previous insurer may be deducted from your available limits.
  4. Eligible member means either:
    1. A new Astute Simplicity Health member who:
      1. takes out an eligible Astute Simplicity Health hospital and/or extras cover; and
      2. is an Australian Resident.
    2. An existing Astute Simplicity Health member who:
      1. Upgrades their existing Astute Simplicity Health cover in at least one of the following ways:
        1. Upgrade an existing single hospital and extras cover to a family hospital and extras cover by adding a new partner/spouse. Promotion applies to the new partner/spouse only; or
        2. Upgrade an existing single hospital and extras cover to a single parent (family) hospital and extras cover by adding a dependant.  Promotion applies to one dependant only;
      2. Is an Australian Resident.
  5. The Promotion cannot be combined with any other offer. 
  6. The Promoter reserves the right, at any time, to verify an individual’s eligibility for the promotion (including an entrant’s identity, age and place of residence) and to determine an individual or individuals is not eligible for the promotion in accordance with these terms and conditions. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
  7. The Promoter, its contractors, employees and agents, shall not be liable for any claims, losses, damages, injuries, costs and expenses suffered or sustained or incurred (including but not limited to indirect or consequential loss), arising out of or in any way connected with the competition and/or its prizes except for liability that cannot be excluded by law. The Promoter accepts no responsibility for any tax implications that may arise from the prize winnings. Independent financial advice should be sought.
  8. Acceptance of the Promotion offer shall be deemed acceptance of these terms and conditions.
  9. The Promoter’s decision is final, and no correspondence will be entered into.
  10. The Promoter assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to, or alteration of the Promotion. The Promoter is not responsible for any problems or technical malfunction of any telephone, network or lines, computer on-line systems, servers, or providers, computer equipment, software, technical problems or traffic congestion on the Internet or any website, or any combination thereof, including any injury or damage to entrant’s or referrals or any other person’s computer related to or resulting from participation in or downloading any materials in this competition. If this competition is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law (a) to disqualify any entrant; or (b) to modify, suspend, terminate or cancel the competition, as appropriate.
  11. The Promoter is St.LukesHealth, the underwriter for Astute Simplicity Health,
    17 Quadrant Mall, Launceston, TAS 7250 Tel 1300 090 960. ABN 81 009 478 618


Want to find out more?

Call today on 1300 090 960

Underwritten by St.LukesHealth


These products are underwritten by St Luke's Medical and Hospital Benefits Association ACN 009 479 618 (St.LukesHealth), a registered private health insurer, [trading as Astute Simplicity Health] and members are introduced by Astute Financial Management Pty Ltd or related entities (collectively known as Astute) for which Astute receives a commission.

* The discount cannot be combined with other discounts available under other arrangements between St.LukesHealth and other alliance partners. The discount quoted is off the gross St.LukesHealth premiums. Direct debit is the only payment method available to Astute Simplicity Health members.

^ For some preventative dental items on selected products. Annual limits, fund rules and waiting periods apply. Under Gap Free Preventative Dental we pay 100% of your dentists regular fee up to a maximum benefit for each service.

#Selected products are Packaged Astute Gold 250, Packaged Astute Gold 500, Astute Top Hospital Gold 250, Astute Top Hospital Gold 500