Rapid Antigen Test Benefit Terms & Conditions

To be eligible for the one-off rapid antigen test benefit, a member must have Extras cover that is financial at the date the rapid antigen test kit is purchased.

Astute Simplicity Health will pay a benefit up to the value of $20 towards the purchase of a rapid antigen test kit for each Extras policy.  The benefit limit applies to the policy, not to each person covered by the policy.

Members can purchase their rapid antigen test kit from any registered supplier in Australia.

Members must submit a receipt (or proof of payment) showing the date the rapid antigen test kit was purchased, test name, fee paid and where possible the name of person purchasing the rapid antigen test kit.
Where a member in unable to provide a receipt with the name of the person purchasing the test kit the benefit will be processed in the name of the person on the membership who submits the claim.

Claims can be lodged via Online Member Services, or email astute@stlukes.com.au.

Astute Simplicity Health will not pay a benefit where reimbursement is available to be claimed from any other source.

Members must have an Extras policy and have served the 2-month waiting period for Extras services.

The rapid antigen test benefit is a once only offer and is available for rapid antigen test kits purchased between December 22, 2021 to and including December 31, 2022.  The benefit does not reset at the end of the calendar year.    

Want to find out more?

Call today on 1300 090 960

Underwritten by St.LukesHealth


These products are underwritten by St Luke's Medical and Hospital Benefits Association ACN 009 479 618 (St.LukesHealth), a registered private health insurer, [trading as Astute Simplicity Health] and members are introduced by Astute Financial Management Pty Ltd or related entities (collectively known as Astute) for which Astute receives a commission.

* The discount cannot be combined with other discounts available under other arrangements between St.LukesHealth and other alliance partners. The discount quoted is off the gross St.LukesHealth premiums. Direct debit is the only payment method available to Astute Simplicity Health members.

^ For some preventative dental items on selected products. Annual limits, fund rules and waiting periods apply. Under Gap Free Preventative Dental we pay 100% of your dentists regular fee up to a maximum benefit for each service.

#Selected products are Packaged Astute Gold 250, Packaged Astute Gold 500, Astute Top Hospital Gold 250, Astute Top Hospital Gold 500