Gap Free Preventative Dental

Under Gap Free Preventative Dental^ we pay 100% of the fee charged up to a maximum benefit* for each eligible service on selected Astute Simplicity Health products#. This means you may have no out-of-pocket to pay for an examination, x-ray, scale and clean or fissure sealing. If your dentist charges above the maximum benefit* an out-of-pocket expense may apply.

We recommend you obtain a benefit quote prior to receiving treatment.

The standout features of Gap Free Preventative Dental for Astute Simplicity Health members is that it applies to both adults and children and at your choice of dentist. We don’t tell you which dentist you need to go to in order to receive the higher benefit for preventative dental as it applies to all dentists^. A great way to help you keep your teeth and gums healthy.

An extra feature for children is gap-free cover^ for fissure sealing. Placement of sealants in children assessed as having a high risk of tooth decay is a safe and effective way in preventing dental decay in permanent teeth

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^ For some preventative dental items on selected products#. Annual limits, policy and fund rules and waiting periods apply. An out-of-pocket expense may apply if your provider’s fee is higher than the maximum benefit* for each eligible service.
* Details on the calculation of the maximum benefit for each eligible service applicable to your product can be obtained by contacting Astute Simplicity Health.
# Selected products are Astute Extras Protect and Astute Extras Wellbeing.

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Call today on 1300 090 960

Underwritten by St.LukesHealth


These products are underwritten by St Luke's Medical and Hospital Benefits Association ACN 009 479 618 (St.LukesHealth), a registered private health insurer, [trading as Astute Simplicity Health] and members are introduced by Astute Financial Management Pty Ltd or related entities (collectively known as Astute) for which Astute receives a commission.

* The discount cannot be combined with other discounts available under other arrangements between St.LukesHealth and other alliance partners. The discount quoted is off the gross St.LukesHealth premiums. Direct debit is the only payment method available to Astute Simplicity Health members.

^ For some preventative dental items on selected products. Annual limits, fund rules and waiting periods apply. Under Gap Free Preventative Dental we pay 100% of your dentists regular fee up to a maximum benefit for each service.

#Selected products are Packaged Astute Gold 250, Packaged Astute Gold 500, Astute Top Hospital Gold 250, Astute Top Hospital Gold 500