Extras Cover

Astute Simplicity Health offers benefits towards the cost of an extensive range of other health care services not covered by our hospital cover or by Medicare. Examples of benefits are included in the extras benefit comparison and where applicable annual limits are per person covered per calendar year unless otherwise specified.

A calendar year runs from January to December.

Benefits are only payable when rendered by a practitioner in private practice who is recognised by the underwriter St.LukesHealth. Contact the fund on 1300 090 960 to check whether your practitioner is registered.

Our Extras products can be taken on their own if you only need extras cover, or you can tailor your own hospital and extras package by combining Extras with a Hospital cover from our stand-alone Hospital range.

Astute Extras Protect

Astute Extras Protect is our top stand-alone extras cover and offers benefits towards an extensive range of extra health care services. If you prefer a full range of benefits, then Astute Extras Protect is your best choice.

Astute Wellbeing Extras

Astute Wellbeing Extras allows you to take control of your health and wellbeing with cover for life’s little adventures.

Want to find out more?

Call today on 1300 090 960

Underwritten by St.LukesHealth


These products are underwritten by St Luke's Medical and Hospital Benefits Association ACN 009 479 618 (St.LukesHealth), a registered private health insurer, [trading as Astute Simplicity Health] and members are introduced by Astute Financial Management Pty Ltd or related entities (collectively known as Astute) for which Astute receives a commission.

* The discount cannot be combined with other discounts available under other arrangements between St.LukesHealth and other alliance partners. The discount quoted is off the gross St.LukesHealth premiums. Direct debit is the only payment method available to Astute Simplicity Health members.

^ For some preventative dental items on selected products. Annual limits, fund rules and waiting periods apply. Under Gap Free Preventative Dental we pay 100% of your dentists regular fee up to a maximum benefit for each service.

#Selected products are Packaged Astute Gold 250, Packaged Astute Gold 500, Astute Top Hospital Gold 250, Astute Top Hospital Gold 500